Well I ended up going with the 285/75/16 Nitto Ridge grapplers. There is no way I could have gone with the 295s without a cab mount chop. Loving it so far! :
Nitto Ridge Grappler | 265/75R16 | getTREAD
New tires on the 18' TRD Pro stock Taco. Nitto Ridge Grapplers 265/75/16 : r/ToyotaTacoma